No-Exam Life Insurance by State
Where speed, underwriting, and state availability meet. Use the state links below as quote-preparation pages, then verify carrier and policy details before applying.
AlabamaNo-exam underwriting questions for Alabama.
AlaskaNo-exam underwriting questions for Alaska.
ArizonaNo-exam underwriting questions for Arizona.
ArkansasNo-exam underwriting questions for Arkansas.
CaliforniaNo-exam underwriting questions for California.
ColoradoNo-exam underwriting questions for Colorado.
ConnecticutNo-exam underwriting questions for Connecticut.
DelawareNo-exam underwriting questions for Delaware.
District of ColumbiaNo-exam underwriting questions for District of Columbia.
FloridaNo-exam underwriting questions for Florida.
GeorgiaNo-exam underwriting questions for Georgia.
HawaiiNo-exam underwriting questions for Hawaii.
IdahoNo-exam underwriting questions for Idaho.
IllinoisNo-exam underwriting questions for Illinois.
IndianaNo-exam underwriting questions for Indiana.
IowaNo-exam underwriting questions for Iowa.
KansasNo-exam underwriting questions for Kansas.
KentuckyNo-exam underwriting questions for Kentucky.
LouisianaNo-exam underwriting questions for Louisiana.
MaineNo-exam underwriting questions for Maine.
MarylandNo-exam underwriting questions for Maryland.
MassachusettsNo-exam underwriting questions for Massachusetts.
MichiganNo-exam underwriting questions for Michigan.
MinnesotaNo-exam underwriting questions for Minnesota.
MississippiNo-exam underwriting questions for Mississippi.
MissouriNo-exam underwriting questions for Missouri.
MontanaNo-exam underwriting questions for Montana.
NebraskaNo-exam underwriting questions for Nebraska.
NevadaNo-exam underwriting questions for Nevada.
New HampshireNo-exam underwriting questions for New Hampshire.
New JerseyNo-exam underwriting questions for New Jersey.
New MexicoNo-exam underwriting questions for New Mexico.
New YorkNo-exam underwriting questions for New York.
North CarolinaNo-exam underwriting questions for North Carolina.
North DakotaNo-exam underwriting questions for North Dakota.
OhioNo-exam underwriting questions for Ohio.
OklahomaNo-exam underwriting questions for Oklahoma.
OregonNo-exam underwriting questions for Oregon.
PennsylvaniaNo-exam underwriting questions for Pennsylvania.
Rhode IslandNo-exam underwriting questions for Rhode Island.
South CarolinaNo-exam underwriting questions for South Carolina.
South DakotaNo-exam underwriting questions for South Dakota.
TennesseeNo-exam underwriting questions for Tennessee.
TexasNo-exam underwriting questions for Texas.
UtahNo-exam underwriting questions for Utah.
VermontNo-exam underwriting questions for Vermont.
VirginiaNo-exam underwriting questions for Virginia.
WashingtonNo-exam underwriting questions for Washington.
West VirginiaNo-exam underwriting questions for West Virginia.
WisconsinNo-exam underwriting questions for Wisconsin.
WyomingNo-exam underwriting questions for Wyoming.
Official sources worth checking
- NAIC state insurance department directory.
- IRS Topic 403 for federal tax treatment of interest and life insurance proceeds.
- USA.gov state consumer offices for consumer-help contacts.