Life Insurance Rates by State
A state-by-state entry point for rate comparison research. Use the state links below as quote-preparation pages, then verify carrier and policy details before applying.
AlabamaRate factors for Alabama.
AlaskaRate factors for Alaska.
ArizonaRate factors for Arizona.
ArkansasRate factors for Arkansas.
CaliforniaRate factors for California.
ColoradoRate factors for Colorado.
ConnecticutRate factors for Connecticut.
DelawareRate factors for Delaware.
District of ColumbiaRate factors for District of Columbia.
FloridaRate factors for Florida.
GeorgiaRate factors for Georgia.
HawaiiRate factors for Hawaii.
IdahoRate factors for Idaho.
IllinoisRate factors for Illinois.
IndianaRate factors for Indiana.
IowaRate factors for Iowa.
KansasRate factors for Kansas.
KentuckyRate factors for Kentucky.
LouisianaRate factors for Louisiana.
MaineRate factors for Maine.
MarylandRate factors for Maryland.
MassachusettsRate factors for Massachusetts.
MichiganRate factors for Michigan.
MinnesotaRate factors for Minnesota.
MississippiRate factors for Mississippi.
MissouriRate factors for Missouri.
MontanaRate factors for Montana.
NebraskaRate factors for Nebraska.
NevadaRate factors for Nevada.
New HampshireRate factors for New Hampshire.
New JerseyRate factors for New Jersey.
New MexicoRate factors for New Mexico.
New YorkRate factors for New York.
North CarolinaRate factors for North Carolina.
North DakotaRate factors for North Dakota.
OhioRate factors for Ohio.
OklahomaRate factors for Oklahoma.
OregonRate factors for Oregon.
PennsylvaniaRate factors for Pennsylvania.
Rhode IslandRate factors for Rhode Island.
South CarolinaRate factors for South Carolina.
South DakotaRate factors for South Dakota.
TennesseeRate factors for Tennessee.
TexasRate factors for Texas.
UtahRate factors for Utah.
VermontRate factors for Vermont.
VirginiaRate factors for Virginia.
WashingtonRate factors for Washington.
West VirginiaRate factors for West Virginia.
WisconsinRate factors for Wisconsin.
WyomingRate factors for Wyoming.
Official sources worth checking
- NAIC state insurance department directory.
- IRS Topic 403 for federal tax treatment of interest and life insurance proceeds.
- USA.gov state consumer offices for consumer-help contacts.